You are about to invest in your most valuable asset...
Are you thinking a Charming Character home in Vulcan? Maybe it's a Hobby Farm. Or is it a Sprawling acreage of your dreams? What ever your home requirements are you must be prepared before you start looking..
Here are our top 5 recommendations to help make home buying more enjoyable and less stressful.
1. Get a pre-approval!
Getting your finances in order is probably the most important step you should take. Getting a mortgage pre-approval will give you an idea of the budget you have to work with. It will eliminate the guessing and will also make you more confident when it comes time to offering on a property.
2. Needs vs. Wants
Before you start looking at properties you should take some time to sort out your needs and wants. Write down the things that you must have in the house. Is location more important or is the condition of the house more important? Making a list will help you sort this out. This list will only be a starting point, as you look at properties you will most likely make changes to the list.
3. Having A Great Home Search
The internet is a great tool for this step but it's not the only one. Spend an afternoon going to open houses in the areas that you would like to live in. This will give you a good idea of how far your budget will go in the area and will also let you know whats close to the house. Visit your top neighbourhoods in the morning, noon and night. Some areas change at night so it's a good idea to get a feel for the area before you buy in it. My website and emailed listings will also help you in this step,
4. Don't Try to Time the Market
Trying to predict the housing market is impossible!! The best time to buy a home is when you find a house that fits your needs and is in your budget. Real Estate is a cyclical of ups and downs. If you try and wait for the perfect time, you're probably going to miss out.
5. Buy with Your Head NOT Your Heart
This can be a hard one. There's a big difference between your emotions and your instincts. Going with your instincts means that you recognize that you're getting a home that works for your needs and you are getting good value for the home. Buying a home with your heart can get you the home you love but more often then not it's missing a lot of your needs. Paint colours can be changed, The 4 lane road out back can't.
Never hesitate to ask questions. You will feel much better about the buying process if you stay informed. I'm here for you every step of the way!!